Fundamentals of Electronic Payments

History of Money

From barter to bytes, a brief history of money.

The VisaNet Story

At the heart of Visa’s brand promise is VisaNet, one of the world’s most advanced payment processing networks. For 40 years, it has helped improve individual lives, bolster small businesses, provide a platform for innovation and elevate entire economies around the globe.

A Day in the Life of VisaNet

Visa's global network, VisaNet, processes millions of transactions every day. A 24 hour journey through Australia, Russia, India, South Africa, Brazil and the United States reveals trends and patterns emerging from the domestic transactions.

Exploring Interchange

This video provides an overview of Interchange and illustrates some of the benefits that Interchange provides to electronic payments stakeholders.

The Future of Payments

A brief look at some of the ways that Visa is helping to shape the future of electronic payments.

An Interview with Salvador Perez-Galindo, Visa Vice President for Government Relations, Latin America and the Caribbean

The Eastern Caribbean Central Bank ECCB interviews VISA Vice President for Government Relations, Latin America and the Caribbean - Salvador Perez-Galindo about the Electronic Payments System.

Operating in a V.U.C.A. World, with Policy Makers and Regulators

DukeCE educator John Sweeney discusses the challenges of creating effective regulation in a world filled with Volatility, Uncertainty, Complexity and Ambiguity (V.U.C.A) in this short video that was produced as a follow-up to the Visa and DukeCE program ''The Changing World of Payments'' that was hosted in Singapore for ASEAN regulators and policy-makers.

How Electronic Payments Work

Take a look behind the scenes of an electronic payments network to see how transactions are processed, explore how all of the different parties involved are connected, and review the various steps required for any electronic payment to occur.

About the Visa School of Public Policy

The Visa School of Public Policy's primary focus is to be a trusted partner and thought leader to government regulators and policy makers around the world. Our programs are designed to demonstrate the benefits of electronic payments for economies, and to spread awareness of the positive impact that can be provided when policies and regulations allow electronic payments and innovation to flourish.

The Cost of Cash

Historically cash has been an integral part of our daily lives, but most people have never taken the time to consider all of the hidden costs of hard currency. The majority of the costs associated with cash are borne by banks, merchants, and private companies, and often end up being passed down to the consumer.
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Digital Payments & Economic Growth

Digital payments have the potential to drive economic growth, expand economies, increase the number of jobs, and drive financial inclusion around the world, while at the same time, increasing security, reducing the shadow economy, and making payment easier for everyone, everywhere.
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The Benefits of Competition

Competition among businesses plays a crucial role in creating and sustaining a healthy economy. This video explores the benefits that fair and healthy competition can provide to consumers, businesses, and governments.
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Building a Digital Payments Network

An effective digital payments network enables commerce, expands financial access, and helps grow economies by opening up new opportunities for businesses and consumers around the globe.
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